Do you struggle to manage your money? Need free help to improve your personal finances?
Do you ever wish that you could have all the answers when it comes to managing your money? It can get so confusing!
How much to save, where to save it, how much to spend, and don’t get me started on healthcare and retirement planning. Sometimes the numbers make you want to pull your hair out!
Below I’m sharing the best personal finance money blogs that can help you manage your money for free!
50+ Best Personal Finance Blogs You Should Be Reading in 2019
That’s where the best personal finance blogs come in. These money blogs give you access to expert financial advice for free! You don’t have to make an appointment, or take time out of your busy schedule.
Additionally, with this extensive list of 50+ personal finance blogs you should be reading in 2019 you have access to advice from not one, but many, experts on virtually every money topic you can think of! I’m so excited to share my favorite thing about personal finance blogs with you, but more on that later.
table of contents
What is a Personal Finance Blog?
Don’t worry if you have never heard of a personal finance blog before. A blog is simply a regularly updated website that covers a specific subject area, so a personal finance blog has posts about personal finances.
In short, a personal finance blog is a money blog.
It’s also a great way to share your passion, have a creative outlet and make money from home. You don’t have to be a financial advisor or have a degree to start one, you just have to be passionate about managing your finances and helping others do the same.
Why Should I be Looking at Personal Finance Blogs?
Personal finances are something that everyone has to deal with, but not everyone deals with well.
We each only have so much money coming in every month, so we have to make wise decisions about how best to allocate what we have. That’s where looking at personal finance blogs comes in.
They help us make wise decisions with our money, no matter what our goals are.
How Many Personal Finance Blogs are there?
I’m not sure that I can pin down an exact number for you on how many personal finance blogs there are. That’s like asking “How many fish are in a pond?”
There are hundreds of money blogs and personal finance blogs from all over the globe, however, the blogging industry is hardly saturated since blogging caters to a global audience.
With an audience of everyone in the world that has internet, there’s more than enough room for everyone, including you.
I’ve seen personal finance blogs grow quickly even if they are brand spanking new.
How Much Do Personal Finance Blogs Make?
One of the great things about blogging is that there is no income cap. Blogging is a slow game, but with persistence and commitment, you can make a full-time income from a personal finance blog.
One of the highest earning personal blogs that I know of is Making Sense of Cents. Michelle reported her 2018 income to be over 1.5 million from her personal finance blog. While that is certainly not typical, it’s inspiring to know that it’s possible!
HOW DO PERSONAL FINANCE BLOGS MAKE MONEY?
Blogs make money in a variety of ways. You can make money from ads placed on your site, from affiliate marketing, sponsored posts, and/or selling your own products and services. Most often, bloggers use a combination of any or all of them. Pretty cool that you can make money blogging about money!
How To Start A Personal Finance Blog?
Starting a blog is easier than you think! The first step to starting any blog is to secure hosting, which is usually less than a fancy Starbucks coffee per month. Then, you install wordpress, and start posting. If you are interested in how to start a blog and make money, you have come to the right place. I’m here to help you.
Even if you are not quite sure that blogging is right for you, there are some sites that will let you start hosting your blog for free. This is a great way to “try on” blogging and to see if it’s a good fit for you.
Tips for Success With a Personal Finance Blog
To be successful with a personal finance blog, or a money blog, you first need to not only be good with your own personal finances but you also need to be passionate about managing them and sharing your knowledge.
One of the first things you will want to do after you set up your personal finance blog is to start building your email list. An email list helps you to start building a relationship with your readers and turns them into raving fans that love you and will buy products from you in the future. I also recommend that you use social media to grow your blog traffic.. All your good advice will go to waste without people to read it!
Examples of Personal Finance Blogs
Whether you are looking for a simple money blog, a more complex personal finance blog, or searching for a model for your personal finance blog, I have prepared and extensive list for you to look through.
These are the best personal finance blogs that you should be following in 2019, no matter how much or how little money you have to manage.
Personal Finance Blogs for People Without Much Money
Crystal is one of my personal favorites and one of the best personal finance and money bloggers around. She is mom to three beautiful children and she and her husband, Jesse, run the blog together. She makes saving money and getting the biggest bang for your buck look fun! She has perfected a crazy low grocery budget, and best of all she gives a portion of the proceeds from her blog to charity. Her blog is loaded with practical, every day advice like you would get from a friend that has it all together.
Rosemarie understands if you don’t have a lot of money to work with. Her primary goal is to help you set up a budget and help you start getting your finances in order. She walks you through it step by step and even has a Facebook group for support.
If you are broke, then don’t despair; that’s where the nationally recognized speaker, author, and personal finance blogger Stefanie O’Connell started too. She is a true rags to riches story, and she wants to share with you how she did it so you can stop feeling trapped by your finances and start living the life that you love.
If you are looking for a financial blog run by someone that’s completely down to earth and relatable, look no farther than Jessi Fearson. Reading her blog makes you feel like you are sitting down with your best friend having coffee and chatting. Jessie is an expert and sought after financial speaker, but when you read her “About Me” page, it’s clear that she loves God, her family, and helping others learn from mistakes she made with her own finances. She has experience working with a tight budget and she can help you with yours too.
Allan Linwanag, or “Lan,” as most of his friends call him, started his blog “The Practical Saver” to document his journey of paying off over $40K in debt in 2.5 years while living with a family budget of less than $31,000. He describes his blog as about family, life and money.
One Cent At a Time is unique for several different reasons. First of all, it’s an Indian personal finance blog, run by an Indian blogger that lives in Florida. Though the blog is packed with personal finance information, he does not sell any product from it, insisting it is only for informational purposes. It has loads of information on how you too can get ahead, one cent at a time.
The Simple Dollar’s aim is exactly what the name implies – to help make your personal finances simple. This personal finance blog focuses on helping you understand credit cards, finding the right loan, and making sense of insurance, banking, and investing.
Jen is totally relatable. (I love that in a money blogger!) When she and her husband got married they had $78K of debt between them. That’s a lot of money to start out owing! She talks about her journey of how they became more frugal and very happy paying off their debt and learning to save more and spend less. She wants to teach you how to do it too!
Sandie at Fulfilled For Less understands if you have made some poor financial choices. She has too, but she does not believe that you should have to live with the consequences of those poor choices forever. She offers encouragement, motivation and advice for helping you get your finances back in order and your life on the right track!
Do you ever wish you had someone you could sit down and just talk to about your personal finances? Would you like a mentor in the financial world? This sleek, professional-looking personal finance blog is geared to do just that. They offer coaching, blog articles, resources, and even school programs. Even if you are laid off, in debt, or just want to make better money choices, they are there to help.
Personal Finance Blogs for 20 Somethings
This is one of the most successful personal finance blogs in the industry. Michelle’s background is in finance and she continues to share her passion for it through her blog. Her articles deal with very relevant financial information for 20-somethings, including how to prepare for tax season and how to successfully balance school and work.
If you are looking for a finance blog that’s geared towards a more personal touch, Tess is a financial coach that offers a group coaching program. She’s a wealth of knowledge and she shares it with you through her blog and podcast. Her blog is aimed at women who have the drive and commitment to become wealthy.
Lauren aka “L Bee” has been blogging about finances since 2012. Her approach on her money blog is a bit different because instead of talking about just budgeting and saving money, she talks about how to use your money as a tool to help you live your best life, one smart financial decision at a time.
Whitney has it together when it comes to her finances. In fact, the first thing that you see on the homepage of her personal finance blog is that she paid off $30k in 10 months, bought her first house when she was 19, and paid less than $500 for her MBA. She’s obviously got some financial secrets to share! Lucky for us – sharing her financial managing secrets is what she loves to do. She has a blog, a podcast, and offers coaching as well.
Natalie Bacon (Formerly the finance girl)
Natalie Bacon greets you with a smile on her money blog with text that starts out “Hello, Amazing!” Her purpose is clear the minute you find her site. She wants to help career driven women get more money, more freedom, and more fulfillment from their lives. She’s a certified life coach and can help you with personal development, online business, and your money mindset.
Money Under 30 is a professionally run personal finance blog about all hot topics that 20 somethings want to know about. They cover credit cards, credit scores, house buying, car buying, debt pay off and investing. If you are needing answers to any of these questions, Money under 30 is a great place to get a quick and professional answer in language you can understand.
College loans are something that many 20-somethings have to deal with when it comes to their personal finances. They can be a major issue when it comes to getting your finances in order, especially if you are trying to make another big investment like buying a house. On his personal finance blog, Robert walks you through how to escape student loan debt, how to start investing, and how to earn and save more money.
Somehow when you become an adult, things start to get a bit more complicated – things like money. David at Young Adult Money understands this. He has a very clean, well-laid out money blog to help you sort out all your money questions, and he offers the first chapter of his book, “Hustle Away Debt” free to his subscribers.
Minafi combines two popular concepts that go well together – minimalism and financial independence. It features a FIRE (Financial Independence, Retire Early) guide, a minimal investor course, and a very useful calculator. If you can only do one thing on his personal finance blog, Adam suggests checking out the interactive guide to early retirement and financial independence which changes based on your input.
We all want to make a little momentum in our lives, especially when it comes to our money. That’s what this personal finance blog is all about. Scott is a Canadian millennial who started his blog to connect with
Jean and her team are committed to educating you about money from a woman’s point of view. They believe women have a unique perspective about money in how they use it to create change in their lives and others. Women also communicate about money differently. This money blog is all about women’s viewpoint of money with lingo-free, easy to understand, relevant advice.
Jaymee is a registered nurse by day, finance blogger by night, real estate investor, world traveler, dancer, and coffee lover. With all those different things going, no wonder she needs coffee! Her personal finance blog is for the money curious millennial that wants to make smart use out of their money. She believes in using money as a tool to maximize your happiness while still making wise decisions about retirement and investing.
Personal Finance Blogs for 30 Somethings
Mary Beth has a huge resume of accomplishments that declare that she ready to help you tackle your finances. She is a best-selling author, speaker, financial coach, and podcaster. She talks about money in an open, honest, and encouraging way to help you make the most of our money.
Holly and Gregg are a husband and wife team of personal finance bloggers. They worked together before but they weren’t always finance bloggers – they started out in the funeral industry! Through their work, they realized that our time on earth is finite and they started going after their dream life.
Their focus is on helping you manage your finances so that you can live your dream life, which for them is traveling with their family. Their stance is that when you tell your money what to do, it listens, but when you don’t it disappears. Their personal finance blog is geared towards guilt-free travel as the ultimate goal.
Jessica greets you with a friendly smile on her money blog that is jam-packed with resources to help you with your finances. This Canadian blogger has a course, a blog, a podcast, and youtube videos to help you get your finances in order. If that weren’t enough, she also has a huge resource page, a community, and offers counseling.
When you have a family, as most 30-somethings do, you have unique challenges on what to do with your money. You want to enjoy the time while the kids are still around. However, you also need to save for retirement, while most likely paying for a house and kid expenses. This family friendly personal finance blog covers topics such as earning more, spending less, investing, saving for retirement, debt, credit cards, mortgages,budgeting, building credit and more.
Laura D. Adams (The Money Girl)
Laura Adams is a financial expert and speaker. She’s committed to taking complex money topics and breaking them down and explaining them in easy to understand ways. You can find books, courses, podcasts, videos, and tools on her money blog.
Tracie focuses on getting out of debt, creating a budget, and using coupons, as well as life and family and recipes. Her money blog features a very down to earth and motherly approach to finances. If you are looking for another Mom to get advice from on your financial journey, she’s a great pick!
J. is a certified financial planner who’s been writing about personal finance for over 10 years. On his personal finance blog, he shares proven ways to help you save money, make money, and invest wisely.
Andy and Nicole are the bloggers and podcasters that run the Marriage, Kids, and Money personal finance blog. It’s exactly as the title describes. I found it very easy to relate to this blog, and it was not laden with a bunch of technical jargon that left me lost. It gives good financial advice in a very easy to understand way that is very family friendly.
The name says it all with this personal finance blog. It’s all about saving money. It talks about how to save money, how to make money, and how to invest it. They not only feature a blog and articles, but also a forum and free tools.
Personal Finance Blogs for 50 Somethings
As the name suggests, this financial blogger is not afraid to have a bit of fun when it comes to his money blog. This is not your normal super- serious personal finance blog, but it is one of the best. Mr. Money Mustache’s main goal is to help you get your finances in order so that you can retire as quickly as possible. Beware of his funny, tongue in cheek writing style – it’s addictive.
You might think by the title that the owner of this money blog is well into his golden years. He’s not, though he does give good sound retirement advice. He and his wife retired in their 30s and they share their unconventional wealth of retirement advice with you.
Brad is a financial advisor that’s based out of South Carolina. He and his wife are empty nesters and have one daughter in college. He uses his personal finance blog to focus on financial planning, smart investing, and small business finance. (Did you know that over half of small business owners are age 50+?)
FI Stands for financial independence. Brad and Jonathan use their personal finance blog as a way to show you how to achieve your dreams. They talk about all kinds of topics from college, to how to travel cheaply, to college financing. They also have a podcast and a Facebook group that has over 20,000 members.
D. Roth may be the author of “Your Money: The Missing Manual” and the “Get Rich Slowly” course, but he can’t seem to get rid of his personal finance blog, Get Rich Slowly. (Yet another example of how addicting blogging can be!) As the name implies, there are no get rich quick schemes here. He brings you daily advice about personal finance and related topics. His approach is very common sense because he’s just a regular guy that has learned about money through the school of hard knocks.
This personal finance blog covers so many finance topics, I don’t know where to start! These are in-depth articles that cover every finance topic imaginable, from pensions and retirement to what you need to know when your kid starts college, to daily bills. If you have questions on saving money, they are the experts. This personal finance blog covers finance through all stages of life, but the above link had some exceptional content for people over 50 in regards to pensions.
Ashley Shepard, from the UK, shares some great financial advice for those over 50, including topics that are a bit touchy, like funeral planning. You will find advice here on annuities, equity release, loans, bank accounts, and legal services.
Best Finance Blogs for Empty Nesters
Maureen is a grandmother that’s on a mission to help people heal from emotional spending. She was caught in that same trap and finally realized that she was overspending because her “life sucked,” as she describes it. She suddenly lost her job in 2002, and found herself in $78,000 worth of debt, a kid in college and no plan. She had to pull herself up by her bootstraps, and she wants to help you avoid a similar situation with her money blog.
While not specifically geared toward empty nesters, this personal finance blog answers a LOT of questions. If you are an empty nester, chances are, you are strongly thinking about (maybe daydreaming about?) retirement. That’s a huge financial change that brings a lot of questions. Look no further than Savebly.
Gary and his wife have retirement figured out. They have learned how to retire and spend less, while having just as much fun. They have lived on a sailboat and sailed the Caribbean, RV’d around the United States, as well as lived in foreign countries for a bit. To me, it sounds like one big adventure! Gary uses his money blog to show you how to do it for less than you think!
Everything you need to know about retirement can be found in this personal finance blog. It is geared towards empty nesters that are looking at, or thinking about retirement, or are already there. The articles are not full of complex jargon, but more easy to understand advice.
Mike does not believe that investing has to be complicated. He’s a CPA and the author of several personal finance books. This finance blog is aimed at helping you cut through the static and getting the most out of your investments. He covers topics such as taxes, accounting, retirement, social security, and economics.
Other Great Personal Finance Blogs
Paula’s stance is that you can afford anything, but not everything. She started out with a job that she loved, but felt shackled by the 9-5. She has written a free book called “Escape” about how you too can escape the 9-5. Her money blog focuses on saving money and creating a life that you enjoy.
With Modest Money’s personal finance blog, investing is the name of the game. It’s something that we all know we need to be doing in to save for retirement, but it can be quite intimidating. All you ever wanted to know and more about investing can be found here.
One Smart Dollar was started in 2011 and has grown to include a small team of people. You will find posts on personal finance, investing, real estate, and even small business finance on their site. They blog with the understanding that everyone has financial mishaps from time to time, but it is a good idea to limit their frequency.
Money Nuggets is all about empowering women through personal finance education. On this money blog you can find articles all geared towards women on money management, earning money, becoming a savvy spender, and more. They also have a facebook group as a community.
Lily has a very different outlook on finances than most of us. She grew up in poverty and now she and her husband save a whoppin’ 90% of their income! They are on a journey to financial independence and take you along for the ride. Her writing style draws you in at the first sentence, and her personal finance blog is just plain fun to read.
Edwin is the man behind cash the checks. His tag line is to “hack your life and make more money” His money blog is a platform to write about side hustles, life hacks, saving ideas, debt and real estate. His posts are all very relevant to everyday life and he gives practical advice that you can apply in your daily life.
Denis and Katie created Chain of Wealth to document Katie’s debt pay-off story in hopes that it would inspire others to do the same. Katie was a teacher that was in $200,000 worth of debt by the time she was almost 30. Like many of us, she didn’t realize that her finances were in bad shape until Denis started asking her questions. If you are in that same situation, they have a podcast and a community for people looking to do amazing things with their finances.
The Last Thing You Need to Know about the Best Personal Finance Blogs
No matter what your age, or current financial situation, there is a personal finance blog that will fit your needs. The bottom line of all these popular personal finance blogs and money blogs include a common thread: control your money so it does not control you, and use it as a tool to achieve your dreams and live your best life.
My favorite thing about personal finance blogs is that they are a great way for moms to be able to make money and stay home with their babies while helping others and sharing their expertise. That is an incredible opportunity!
Do you have a favorite personal finance blog or money blog that you follow or have you thought about starting one yourself? Let me know in the comments below. I’d love to hear from you!